Archive for January, 2008
Monterey
January 12th, 2008 Categories: Architecture
If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!
This style emerged in 1853 when Boston merchant Thomas Larkin relocated to Monterey, Calif. The style updates Larkin’s vision of a New England Colonial with an Adobe brick exterior. The Adobe reflected an element of Spanish Colonial houses common in the Monterey area at the time. Later Monterey versions merged Spanish Eclectic with Colonial Revival styles to greater or lesser extents.
Larkin’s design also established a defining feature of Montereys: a second-floor with a balcony. At the time one-story homes dominated the Bay Area.
In today’s Montereys, balcony railings are typically styled in iron or wood; roofs are low pitched or gabled and covered with shingles–variants sometimes feature tiles–and exterior walls are constructed in stucco, brick, or wood.
| Discussion: No Comments »
Mortgage Rates In Salt Lake City
January 11th, 2008 Categories: Mortgage
Rates have this week, 30 Year Fixed under 6%.
Conforming mortgage rates mentioned below are considered with loan amounts up to $417,000 for a single family residence and is owner occupied. It is with proving your income and a “full document borrower”.
The rates quoted are based on a purchase price of $200,000 on a 30-day lock. On these conforming loans, there are no prepayment penalties involved.
Conventional and Government Loan Interest Rates
|
Program |
Rate |
APR |
| 95% | 5.75 | 6.96 |
| 100% With Mort Insurance | 6.00 | 7.45 |
| 100% No Mort Insurance | 6.63 | 6.81 |
| My Community 100% | 6.50 | 7.39 |
| VA 100% | 5.75 | 5.92 |
| FHA 97% | 5.75 | 6.57 |
If you would like any additional scenarios done, please call for that information at 801-747-1233 and ask for Cindee or email to Cindee@CindeeStone.com
| Discussion: No Comments »
The Tale Of Two Markets
January 6th, 2008 Categories: Selling
Below is a seies of Slides that I hope will give a visual to the current state of the market.
| Discussion: No Comments »
5.75 Reasons Why It Is Time To Buy A Home
January 5th, 2008 Categories: Real Estate News
Is This A Good Time To Buy A Home?
Let’s Take a Look at the Facts
Interest Rates Are 5.75% (depending on credit score)
Inventory is Ripe
Unemployment is Low
There Are Deals To Be Made
Stop listening to the media.
Dave Fox of KUTV News was involved in a loan fraud scheme. He made no money and was responsible for all the payments on a house. Are you going to listen to the media now?
Now I am aware there are some parts of the market that are still going to correct itself and prices are going to slide back. Back that is less than half the available homes and are way above the reach of the average buyer.
If you think prices are going to drop in 362,000 and under range (FHA Loan Limit) good luck.
Search over 15,000 Homes for sale along the Wasatch Front
| Discussion: 1 Comment »
Mortgage Rates In Salt Lake City
January 4th, 2008 Categories: Mortgage
Rates have this week, 30 Year Fixed under 6%.
Conforming mortgage rates mentioned below are considered with loan amounts up to $417,000 for a single family residence and is owner occupied. It is with proving your income and a “full document borrower”.
The rates quoted are based on a purchase price of $200,000 on a 30-day lock. On these conforming loans, there are no prepayment penalties involved.
Conventional and Government Loan Interest Rates
|
Program |
Rate |
APR |
| 95% | 5.75 | 6.96 |
| 100% With Mort Insurance | 6.00 | 7.45 |
| 100% No Mort Insurance | 6.63 | 6.81 |
| My Community 100% | 6.88 | 7.80 |
| VA 100% | 5.75 | 5.92 |
| FHA 97% | 5.75 | 6.57 |
If you would like any additional scenarios done, please call for that information at 801-747-1233 and ask for Cindee or email to Cindee@CindeeStone.com
| Discussion: No Comments »
Italianate
January 4th, 2008 Categories: Architecture
Italianate homes, which appeared in Midwest, East Coast, and San Francisco areas between 1850 and 1880, can be quite ornate despite their solid square shape. Features include symmetrical bay windows in front; small chimneys set in irregular locations; tall, narrow, windows; and towers, in some cases. The elaborate window designs reappear in the supports, columns, and door frames.
| Discussion: No Comments »
Copyright © 2007 Salt Lake Real Estate Blog Agent Login Design by Real Estate Tomato Powered by Tomato Blogs